Registry of Lobbyists
| Subject matters | Details | Categories |
|---|---|---|
|
Consumer Issues, Financial Institutions, Housing, Taxation and Finance
|
Advocating for policies, programs and regulations which improve housing and mortgage affordability for Canadians, increase flexibility to face unforeseen circumstances, and expand choices for Canadians when making the most important financial decisions of their lives.
|
Regulation, Policies or Program
|
|
Financial Institutions, Housing, Taxation and Finance
|
Consultation and discussion as the Government periodically reviews provisions contained in the Bank Act dealing with capitalization mechanisms, securitization, mortgage insurability. and consumer eligibility requirements.
|
Policies or Program
|
|
Housing
|
Create a permanent national roundtable on housing that brings
together all orders of government, industry and civil society to develop harmonized solutions to the housing supply and affordability crisis.
|
Policies or Program
|
|
Housing
|
Extend 30-year amortization for insured mortgages to all homebuyers.
|
Policies or Program, Regulation
|
|
Consumer Issues, Financial Institutions, Housing, Taxation and Finance
|
Introducing mechanisms to improve income verification, while keeping the personal financial information of consumers safe, secure, and confidential.
|
Regulation, Policies or Program
|
|
Consumer Issues, Financial Institutions, Housing, Taxation and Finance
|
OSFI's Residential Mortgage Underwriting Practices and Procedures Guideline (B-20) with respect to insured mortgages and the minimum qualifying rate (stress test) on mortgage transfers and renewals.
|
Policies or Program, Regulation
|
|
Financial Institutions, Housing
|
We recommend the federal government consider raising the home value cap for insurable mortgages to $1.5 million, matching the insured mortgage limit
|
Regulation, Policies or Program
|
Mortgage Professionals Canada (MPC) on behalf of its 15,000 members, is committed to improving housing affordability, strengthening Canada’s middle class, and bringing the dream of home ownership to life for Canadians. Our members strive to provide Canadians with flexibility and power of choice, so they can feel secure and confident in the mortgage that fits them, their budget, and their personal family circumstances. We are proud to be the industry that provides Canadians with choice when making the most important financial decisions of their lives.
Lauren van den Berg, President and Chief Executive Officer
Address:
2005 Sheppard Avenue
Suite 401
Toronto, ON M2J 5B4
Canada
Telephone number:
416-644-5465