Canadian Life and Health Insurance Association Inc. / Association canadienne des compagnies d'assurances de personnes inc.

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Registration: 72 of 72 (2025-03-04 to present)

Details Regarding the Identified Subject Matter

Subject matters	Details	Categories
Taxation and Finance	Address proposed changes to the Income Tax Act regarding the tax treatment on Canadian dividends received by Canadian insurers.	Policies or Program
Financial Institutions	Amendments to Proceeds of Crime (Money Laundering) and Terrorist Financing rules as they affect insurance companies	Regulation
Health	Bill C-64, An Act respecting Pharmacare; advocate for reform that will allow Canadians who access prescription medications through health benefit plans to continue to do so even for those medications covered under Bill 64.	Legislative Proposal, Bill or Resolution
Financial Institutions	Canada’s Financial Consumer Protection Framework as it relates to insurance policies.	Policies or Program
Taxation and Finance	Clarification of Goods and Services Tax (GST)/Harmonized Sales Tax (HST) treatment of financial services.	Regulation
Employment and Training	Employment Insurance (EI) reform as it relates to disability benefits; and EI Premium Reduction Program issues.	Policies or Program
Immigration	Engage on the approval process for allowing foreign insurers to issue private health insurance for temporary residents in Canada as allowed under the Bill formerly known as C-242. The legislation amends the Immigration and Refugee Protection Act to allow a parent or grandparent who applies for a temporary resident visa as a visitor to purchase private health insurance outside Canada and to stay in Canada for a period of five years.	Policies or Program, Regulation
Employment and Training	Engage on the details of the regulations and how benefits are defined related to the Bill formerly known as C-22, the Canada Disability Benefit Act.	Regulation
Financial Institutions	Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) risk-based guidance as it relates to life insurance	Regulation
Infrastructure	Financing infrastructure projects, as it relates to investments by insurers	Policies or Program
Health	Health Care reform as it relates to affordable access to prescription drugs, and high cost drugs for rare disease strategy. Seeking to raise awareness about prescription drug coverage policy considerations and concerns in context of national universal pharmacare proposals as an association.	Policies or Program
Taxation and Finance	Income Tax Act, Part VI as it relates to capital tax on financial institutions.	Legislative Proposal, Bill or Resolution
Taxation and Finance	Income Tax Act, Section 146: Retirement income recommendations regarding the treatment of life insurance companies; Section 146.2 (TFSAs); Section 146.3 (RRIFs).	Legislative Proposal, Bill or Resolution
Taxation and Finance	Income Tax Regulations, Part III: Updating income tax rules for life insurance policies.	Regulation
Taxation and Finance	Income Tax Regulations, Part XIV.	Regulation
Taxation and Finance	Income Tax Regulations (section 6(1)(f) as it relates to income tax withholding on wage loss replacement plans (disability income benefits).	Regulation
International Trade	International Trade with respect to opening trade relations, regulations, foreign ownership and national treatment in foreign markets, with regards to India, Europe, China, Japan, Trans-Pacific partnership (TPP), Canada-United States-Mexico Agreement (CUSMA), Plurilateral Trade In Services Agreement (TISA) and the World Trade Organization (WTO).	Policies or Program
Health	National Dental care – Work to ensure good understanding of the role that private insurers play in dental care coverage and advocate for improvements to the current system.	Policies or Program
Financial Institutions	Office of the Superintendent of Financial Institutions (OSFI). Guidelines related to risk management, capital and accounting for insurance companies.	Regulation
Privacy and Access to Information	Personal Information Protection and Electronic Documents Act: seeking workable approaches to privacy rules affecting life and health insurers when the Act is updated.	Legislative Proposal, Bill or Resolution
Health	Preferred Provider Network: Providing information to Government on the use and benefits of preferred provider networks	Policies or Program
Financial Institutions	Promotion of risk-based and principles-based regulation for financial institutions regulations.	Regulation
Health	Regulation of prescription drug pricing: reform of Canada's approach to the regulation of patented medicines	Regulation
Health	Seeking to raise awareness about prescription drug coverage policy considerations and concerns in context of national universal pharmacare proposals as an association. Other related initiatives include high cost drugs for rare disease and Patented Medicine Prices Review Board (PMPRB) regulations.	Policies or Program
Financial Institutions	Statutory review of the Bankruptcy and Insolvency Act and the Companies’ Creditors Arrangement Act as it relates to insurance products and consumer and creditor protection.	Legislative Proposal, Bill or Resolution
Financial Institutions	Winding Up and Restructing Act (WURA) with respect to subsection 73(1) re set-off.	Legislative Proposal, Bill or Resolution
Taxation and Finance	Work to ensure that the income tax act does not put insurance companies at a competitive disadvantage.	Legislative Proposal, Bill or Resolution