Registration - In-house Organization

Canadian Life and Health Insurance Association Inc. / Association canadienne des compagnies d'assurances de personnes inc. / Stephen Frank, President and Chief Executive Officer

Registration Information

In-house Organization name: Canadian Life and Health Insurance Association Inc. / Association canadienne des compagnies d'assurances de personnes inc.
Responsible Officer Name: Stephen Frank, President and Chief Executive Officer
Responsible Officer Change History
Initial registration start date: 2007-07-30
Registration status: Active
Registration Number: 932504-15575

Associated Communications

Total Number of Communication Reports: 586

Monthly communication reports in the last 6 months: 5

Version 36 of 77 (2017-10-30 to 2017-12-11)

Registration versions:

Version 36 of 77 (2017-10-30 to 2017-12-11)

Lobbying Information

Subject Matters

Aboriginal Affairs
Consumer Issues
Financial Institutions
Health
Industry
Infrastructure
Intellectual Property
International Trade
Justice and Law Enforcement
Pensions
Privacy and Access to Information
Taxation and Finance
Telecommunications

Subject Matter Details

Legislative Proposal, Bill or Resolution

Bill C-44, budget implementation bill, 2017, number 1 Aspects dealing with anti-money-laundering legislation (proceeds of crime)
Bill S-201, An Act to prohibit and prevent genetic discrimination. Lobbying to exclude its applicability to insurance underwriting.
Income Tax Act, s.6: Recommendations re income inclusions i.e., employer-funded A&S insurance benefits.
Personal Information Protection and Electronic Documents Act: seeking workable approaches to privacy rules affecting life and health insurers when the Act is updated.
Statutory review of the Bankruptcy and Insolvency Act and the Companies’ Creditors Arrangement Act as it relates to insurance products and consumer and creditor protection.
Winding Up and Restructing Act (WURA) with respect to subsection 73(1) re set-off.

Policies or Program

Canada’s Financial Consumer Protection Framework as it relates to insurance policies.
Employment Insurance (EI) reform as it relates to disability benefits.
Financial Literacy as it relates to insurance and seniors.
Financing infrastructure projects, as it relates to private-public partnerships (P3s)
Genetic testing as it relates to insurance underwriting.
Health Care reform as it relates to a patient-focussed approach, affordable prescription drugs, wellness and disease prevention and long term care needs of Canadians.
Income Tax Act, Part VI as it relates to capital tax on financial institutions.
International Trade with respect to opening trade relations, regulations, foreign ownership and national treatment in foreign markets, with regards to India, Europe, China, Japan, Trans-Pacific partnership (TPP), Plurilateral Trade In Services Agreement (TISA) and the World Trade Organization (WTO).
National Pharmaceutical Strategy with respect to catastrophic drug coverage, the establishment of a national drug formulary, access to breakthrough drugs, e-prescribing and electronic health records.

Regulation

Amendments to Proceeds of Crime (Money Laundering) and Terrorist Financing rules as they affect insurance companies
Clarification of Goods and Services Tax (GST)/Harmonized Sales Tax (HST) treatment of financial services.
FINTRAC risk-based guidance as it relates to life insurance
Income Tax Act, Section 146: Retirement income recommendations regarding the treatment of life insurance companies.
Income Tax Regulations (section 251.2) as it relates to scope of loss restriction rules.
Income Tax Regulations (section 6(1)(f) as it relates to income tax withholding on wage loss replacement plans (disability income benefits).
Income Tax Regulations, Part III: Updating income tax rules for life insurance policies.
Income Tax Regulations, Part XIV.
International Financial Reporting Standards (IFRS) - with respect to changes that life and health insurers will have to make to their accounting policies / financial statements and potential tax implications.
OSFI Draft disclosure guideline for defined contribution pension plans with respect to all aspects of the guideline and in particular, communication and disclosure processes.
OSFI E-21 Operational Risk Management Guideline
OSFI Guideline B-8, detecting and deterring money laundering
OSFI Minimum Continuing Capital and Surplus Requirements (MCCSR) as it relates to life and health insurance companies.
OSFI draft Guideline B-7 as it relates to the management of derivatives sound practices.
Promotion of risk-based and principles-based regulation for financial institutions regulations.
Regulation of prescription drug pricing: reform of Canada's approach to the regulation of patented medicines

Communication Techniques

Written communication
Oral communication

Government Institutions

Agriculture and Agri-Food Canada (AAFC)
Canada Revenue Agency (CRA)
Canadian Human Rights Tribunal (CHRT)
Canadian Radio-television and Telecommunications Commission (CRTC)
Employment and Social Development Canada (ESDC)
Finance Canada (FIN)
Financial Consumer Agency of Canada (FCAC)
Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
Global Affairs Canada (GAC)
Health Canada (HC)
House of Commons
Indigenous and Northern Affairs Canada
Infrastructure Canada (INFC)
Innovation, Science and Economic Development Canada (ISED)
Justice Canada (JC)
Office of the Privacy Commissioner of Canada (OPC)
Office of the Superintendent of Financial Institutions Canada (OSFI)
Patented Medicine Prices Review Board (PMPRB)
Privy Council Office (PCO)
Public Service Commission of Canada (PSC)
Senate of Canada

In-house Organization Details

Description of the organization's activities

The Canadian Life and Health Insurance Association Inc. (CLHIA) exists to serve its members in areas of common interest, need or concern. In carrying out this mission, the Association ensures that the views and interests of its diverse membership and of the public are equitably addressed. The CLHIA is guided by seven strategic objectives that drive all of its work, the three leading ones being: to build consensus among members on issues and concerns of importance to the industry; to promote a legislative and regulatory environment in Canada favourable to the business of its members; and to foster sound and equitable principles in the conduct of the business of its members.

Responsible officer name and position during the period of this registration

Stephen Frank, President and Chief Executive Officer

Organization's membership or classes of membership

The CLHIA currently represents 69 life and health insurers which account for 99 per cent of total Canadian premiums and 99 per cent of total Canadian assets. There is only one class of full membership and the representative is the company President.

Government funding

No government funding was received during the last completed financial year.

In-house Organization Contact Information

Address:
79 Wellington Street West
Suite 2300, P.O. Box 99, TD South Tower
Toronto, ON M5K 1G8
Canada

Telephone number: 416-777-2221 Ext. 3092
Fax number: 416-777-1895

Lobbyists Details

Employees who lobby for the organization

Craig Anderson, Vice President and General Counsel | No public offices held
Dominique Biron-Bordeleau, Analyst, Public and Government Affairs (Quebec) | No public offices held
Kim Doran, Director, Government Relations | Public offices held
Lyne Duhaime, Senior Vice President, Quebec Affairs and Distribution | No public offices held
Anny Duval, Counsel | No public offices held
Steve Easson, Vice President and Chief Actuary | No public offices held
Stephen Frank, President and Chief Executive Officer | Public offices held
Philip Gordon, Government and International Relations Analyst | Public offices held
Erica Hiemstra, Assistant Vice President, Distribution | No public offices held
Sarah Hobbs, Manager, Policy | No public offices held
Wendy Hope, Vice President, External Relations | No public offices held
Ethan Kohn, Counsel | Public offices held
Brad Kuiper, Director, marketplace Regulation | No public offices held
Peggy McFarland, Director, Corporate Taxation | No public offices held
Brent Mizzen, Assistant Vice President, Distribution | Public offices held
Susan Murray, Vice President, Government Relations and Policy | Public offices held
Suzie Pellerin, Assistant Vice President, Public Affairs and Government Relations (Quebec) | No public offices held
Ronald Sanderson, Director, Policyholder Taxation and Pensions | No public offices held
Noeline Simon, Vice President, Taxation, Pensions and Reporting | No public offices held
Karen Voin, Vice President, Group Benefits and Anti-Fraud | No public offices held
Joan Weir, Director, Health and Disability Policy | No public offices held

Canadian Life and Health Insurance Association Inc./Association canadienne des compagnies d'assurances de personnes inc.

The following names have been used on or after July 2, 2008

Name	From	To
Canadian Life and Health Insurance Association Inc./Association canadienne des compagnies d'assurances de personnes inc.	2009-08-28	current

The following names have been used before July 2, 2008

Canadian Life and Health Insurance Association Inc./Association canadienne des compagnies d'assurances de personnes inc.

Canadian Life and Health Insurance Association Inc. / Association canadienne des compagnies d'assurances de personnes inc.

Responsible Officer History
Responsible Officer Name	From (YYYY-MM-DD)	To (YYYY-MM-DD)
Stephen Frank	2017-07-01	Current
Frank Swedlove	2007-07-30	2017-07-01

List of Public Offices Held
Position	Period Held	Last Date Designated Public Office Held
Legislative Assistant to a Member of Parliament House of Commons, Member of Parliament's Office	1988 to 1993	Not a designated office

List of Public Offices Held
Position	Period Held	Last Date Designated Public Office Held
Economist Department of Finance, Financial Sector Policy Branch	1998 to 2000	Not a designated office
Research Associate: Task Force on the Future of the Canadian Financial Services Sector Department of Finance, Financial Sector Policy Branch	1997 to 1997	Not a designated office

List of Public Offices Held
Position	Period Held	Last Date Designated Public Office Held
Senior Project Leader Department of Finance, Financial Sector Policy Branch	2009 to 2011	Not a designated office
Senior Economist Industry Canada, Mackenzie Gas Project Office	2008 to 2009	Not a designated office
Economist/Senior Economist Department of Finance, Financial Sector Policy Branch	2003 to 2008	Not a designated office
Tax Policy Officer Department of Finance, Tax Policy Branch	2001 to 2003	Not a designated office

List of Public Offices Held
Position	Period Held	Last Date Designated Public Office Held
Director, Financial Literacy Financial Consumer Agency of Canada, Financial Literacy	February 2007 to September 2008	Not a designated office
Director, Consumer Education and Public Affairs Financial Consumer Agency of Canada, Financial Consumer Agency	April 2002 to September 2007	Not a designated office

List of Public Offices Held
Position	Period Held	Last Date Designated Public Office Held
Consultant Public Health Agency, Communications Branch	2005 to 2005	Not a designated office
Consultant Privy Council Office, External Advisory Committee	2003 to 2004	Not a designated office
Stakeholder Relations Officer Commission on the Future of Health Care in Canada, Commissioner's Office	2002 to 2002	Not a designated office
Records Operations Supervisor Fisheries and Oceans, Records Management Section	1987 to 1989	Not a designated office
Student Co-op Project Transport Canada, Airport Authority Branch	1987 to 1987	Not a designated office
Student Co-op Project Customs and Excise, Audit and Evaluation Branch	1986 to 1986	Not a designated office
Assistant Researcher Parks Canada, Rideau Canal Historian Branch	1984 to 1984	Not a designated office

List of Public Offices Held
Position	Period Held	Last Date Designated Public Office Held
Legislative Assistant to a Member of Parliament House of Commons, Member of Parliament's Office	1988 to 1993	Not a designated office

List of Public Offices Held
Position	Period Held	Last Date Designated Public Office Held
Economist Department of Finance, Financial Sector Policy Branch	July 1990 to November 1993	Not a designated office
Economist Department of Finance, Financial Sector Policy Branch	July 1987 to December 1993	Not a designated office
Analyst Department of Finance, Financial Sector Policy Branch	January 1987 to December 1993	Not a designated office

Date Modified:: 2025-06-03

Search and menus

Language selection

Registration - In-house Organization

Canadian Life and Health Insurance Association Inc. / Association canadienne des compagnies d'assurances de personnes inc. / Stephen Frank, President and Chief Executive Officer

Registration Information

Associated Communications

Version 36 of 77 (2017-10-30 to 2017-12-11)

Version 36 of 77 (2017-10-30 to 2017-12-11)

Subject Matters

Subject Matter Details

Legislative Proposal, Bill or Resolution

Policies or Program

Regulation

Communication Techniques

Government Institutions

Description of the organization's activities

Responsible officer name and position during the period of this registration

Organization's membership or classes of membership

Government funding

In-house Organization Contact Information

Employees who lobby for the organization