Registration - In-house Organization

Subject Matters

• Agriculture
• Budget
• Constitutional Issues
• Consumer Issues
• Economic Development
• Education
• Employment and Training
• Financial Institutions
• Health
• Housing
• Industry
• Infrastructure
• Internal Trade
• International Relations
• International Trade
• Justice and Law Enforcement
• Labour
• National Security/Security
• Pensions
• Privacy and Access to Information
• Regional Development
• Small Business
• Taxation and Finance
• Telecommunications

Subject Matter Details

Legislative Proposal, Bill or Resolution

• Canada Deposit Insurance Corporation Act: seeking amendments regarding enforceability rights of counterparties to eligible financial contracts.
• Canada Labour Code with respect to (i) impact on bank management of human resources, (ii) review of Part III of the Canada Labour Code, (iii) flexible work arrangements, (iv) work place violence and harassment, and (v) compliance and enforcement tools
• Canadian Human Rights Act with respect to pay equity, and accommodating the needs of people with disabilities
• Discussions relating to the development of Financial Consumer Protection Framework to promote protection for consumers
• Discussions with the government officials to encourage the establishment of regular, legislative reviews of the Farm Credit Canada Act consistent with Business Development Bank of Canada and Export Development Canada
• Employment Equity Act, regarding the hiring and employment of groups designated under the Act
• Excise Tax Act with respect to the Goods and Services Tax
• Income Tax Act with respect to corporate income tax, capital tax, international taxation, personal taxation, and registered saving products
• Income Tax Act with respect to ss. 95(1), 95(2), 122.1(1), 212(3), 212(9), 214(8)(a), 248(1) and Regulation 7000(3)
• Providing input as part of the review of federal Financial Sector Legislative Review
• World Trade Organization rules regarding cross-border trade in financial services, North American Free Trade Agreement, trade agreements with other jurisdictions

Legislative Proposal, Bill or Resolution, Policies or Program, Regulation

• Discussions relating to the general state of auto financing market to promote protection for consumers
• Discussions to understand and determine the nature of the banking industry’s role in facilitating COVID-19 government benefit programs and about the possible challenges associated with COVID–19

Legislative Proposal, Bill or Resolution, Regulation

• Canada's Anti-Spam Legislation: seeking clarification regarding the application of certain provisions of the legislation (e.g. subsection 6(6) of the Anti-Spam Legislation - Exceptions to the Requirements and Prohibitions)
• Canada's Anti-Spam Legislation: seeking to delay the implementation of certain provisions of the legislation (e.g. subsection 47(1) of the Anti-Spam Legislation - the Application of Private Right of Action)
• Discussions to understand the operational requirements and possible challenges around providing financial services to cannabis companies under the legalization regime
• Personal Information Protection and Electronic Documents Act (PIPEDA): seeking workable, practical approaches in the review of PIPEDA

Policies or Program

• Canada Pension Benefits Standards Act with respect to impact on banking industry pension plan
• Canada Small Business Financing Program: ensuring efficient administration of the program
• Corporate governance for rules governing Board of Directors and Committee of financial institutions
• Discussion regarding the creation of Registered Disability Saving Plans and issues around the offering of the product
• Discussion relating to a national strategy on financial literacy, with respect to the work of the financial industry (banks) on financial literacy
• Discussion relating to critical infrastructure protection plans
• Discussion relating to housing finance framework, including lender risk sharing consultations, insured mortgages rule changes and covered bonds
• Discussion relating to the creation of the Cooperative Capital Markets Regulatory System
• Discussions on public policy options for improving the retirement savings system in Canada and further research needs in this area
• Financial Consumer Agency of Canada Compliance Framework: seeking input to implementation projects related to the Framework with a view to workable requirements for the banks
• Growing Forward 2: ensuring efficient implementation of any changes to the Business Risk Management Suite programs
• Office of the Superintendent of Financial Institutions guidelines with respect to capital adequacy requirements, prudential limits and restrictions, accounting and disclosure, and sound business and financial practices
• Support the development of an innovative, efficient, and secure payments ecosystem in Canada that benefits consumers
• Support the goals outlined in the National Cyber Security Strategy and collaborate with government, including the Canadian Centre for Cyber Security, to strengthen Canada’s cyber resiliency
• Supporting the government initiative of advancing women in the workplace
• Volcker Rule: seeking to have further interpretive guidance from U.S. regulators

Policies or Program, Regulation

• Discussing the Accessible Canada Act relating to accommodating the needs of people with disabilities
• Discussing the Pay Equity Act relating to creating a proactive pay equity system covering the federal public and private sectors

Regulation

• Bank Act Registered Plans Regulations: seeking workable rules for disclosure requirements on registered plans
• Bank Deposit Type Instruments Regulations: seeking workable rules for disclosure requirements for term deposits and GICs
• Cost of Borrowing (Banks) Regulations: seeking more efficient rules for when disclosure of borrowing costs is required
• Discussions with Canada Deposit Insurance Corporation regarding regulations supporting cross-border enforceability of stays on close-out rights of eligible financial institutions in resolution
• Electronic Documents (Bank and Bank Holding Companies) Regulations in respect of improving electronic communications between banks, their customers and shareholders
• Over-the-counter (OTC) Derivatives: seeking to avoid duplicative OTC derivatives regulation and negative effects on the competitiveness of Canadian businesses and further negotiations regarding derivatives regulation with foreign regulators in order to avoid duplication of requirements
• Pooled Registered Pension Plans Regulations: ensuring that the rules are designed so that the program is simple to deliver
• Prepaid Payment Products Regulations: seeking exemptions from expiry date provisions and seeking clarification regarding disclosure requirements
• Proceeds of Crime (Money Laundering) and Terrorist Financing Act and Regulations with respect to a number of issues including identification requirements
• The Access to Basic Banking Services Regulations: seeking to clarify appropriate identification for opening accounts and to make account opening procedures more workable
• The Access to Funds Regulations concerning the potential for increased instances of cheque fraud
• The Disclosure of Charges Regulations: seeking clarity in definitions
• The Disclosure of Interest Regulations: seeking more customer-friendly disclosure of interest on renewal of deposits
• The Disclosure on Account Opening by Telephone Request Regulations: seeking more flexibility regarding deemed receipt of required disclosures

Communication Techniques

• Written communication
• Oral communication
• Grass-roots communication

Government Institutions

• Agriculture and Agri-Food Canada (AAFC)
• Bank of Canada
• Canada Deposit Insurance Corporation (CDIC)
• Canada Mortgage and Housing Corporation (CMHC)
• Canada Revenue Agency (CRA)
• Canadian Human Rights Tribunal (CHRT)
• Canadian Radio-television and Telecommunications Commission (CRTC)
• Communications Security Establishment Canada (CSEC)
• Competition Bureau Canada (COBU)
• Employment and Social Development Canada (ESDC)
• Environment and Climate Change Canada (ECCC)
• Export Development Canada (EDC)
• Farm Credit Canada (FCC)
• Finance Canada (FIN)
• Financial Consumer Agency of Canada (FCAC)
• Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
• Global Affairs Canada (GAC)
• House of Commons
• Innovation, Science and Economic Development Canada (ISED)
• Justice Canada (JC)
• National Defence (DND)
• Office of the Privacy Commissioner of Canada (OPC)
• Office of the Superintendent of Financial Institutions Canada (OSFI)
• Parole Board of Canada (PBC)
• Prime Minister's Office (PMO)
• Privy Council Office (PCO)
• Public Safety Canada (PS)
• Public Services and Procurement Canada (PSPC)
• Royal Canadian Mounted Police (RCMP)
• Senate of Canada
• Service Canada (ServCan)
• Statistics Canada (StatCan)
• Treasury Board Of Canada Secretariat (TBS)
• Women and Gender Equality (WAGE)

Government institutions added through a monthly communication report

• Canadian Human Rights Commission (CHRC)

Address:
199 Bay Street
Commerce Court West
Toronto, ON  M5L 1G2
Canada

Telephone number: 416-362-6092